Business Financing / Business Loan Alternatives
Are you looking for business financing? Do you own a business that needs funding? We can provide you with financing alternatives to the traditional business loan. We have a number of programs to help finance business in a number of industries. And, as opposed to business loans, our programs are easy to obtain and can be set up in a matter of days.
Business financing program requirements
Our business financing programs are available to most small and mid sized businesses that sell products/services to other businesses to to the government. To qualify, your business will need to meet the following criteria:
- Your business must be established (startups are accepted!)
- Your business must have commercial (not consumer) customers
- Your business must invoice between $10,000 and $1,000,000 a month
- Your business must be (or soon become) profitable
Do you have these common business financing problems?
We can help a number of businesses that need funding. Are any of these true for you?
- Can’t afford to wait 30 to 60 days to get paid by your commercial customers?
- Are turning away new business because of lack of funds?
- Can’t afford to make new sales because suppliers demand immediate payment?
- Can’t qualify for traditional bank financing?
As opposed to bank provided small business loans, we do not require that you have good personal credit or that you show endless financial statements. Our business financing programs allows us to be flexible to help you to grow your business. We offer:
Factoring Financing: Financing based on your invoices. It is ideal for companies that cannot wait 30, 60 or 90 days to get paid by customers:
Purchase order financing: Financing for resellers, wholesalers and importers. The program covers your supplier payments, enabling you to make bigger sales.
Business financing programs:
Factoring for General Business
Business financing for small and medium sized companies such as janitorial companies, commercial suppliers, manufacturers and technology firms
Freight Bill Factoring for Trucking Companies and Brokers
Freight bill invoice factoring for freight brokers, trucking and commercial transportation companies.
Purchase order financing for small and medium sized distributors, importers and resellers
Financing for small and medium sized export companies that sell goods and services to customers outside the US and Canada. We also offer import export financing as part of our trade financing solutions
Construction Receivables Factoring
Receivables factoring financing for companies in the construction trade (e.g. HVAC, Asphalt, Electricians, etc.)
Government Contractor Accounts Receivable Factoring
Factoring financing for companies that provide services and products to state and federal government agencies.
Security Company Receivable Factoring
Factoring for companies that provide security guards to commercial, industrial and government sites.
Staffing Company Accounts Receivable Factoring
Business financing for staffing and temporary employment agencies.
Small Business Accounts Receivable Factoring
Factoring for consultants, independent professionals or any business with less than $250,000 in revenues.
Interested in a free no-obligation consultation?
Click here and fill out your information.
Alternatively, call us at (866) 730 1922 (toll free)
Do you really need a business loan?
When faced with a need for financing, most business owners will go to the local bank to try and get a business loan. However business loans are not always the best solution for every business financing challenge. For example, a business loan is a great solution if you need to buy real estate or heavy equipment. However, if you need bridge financing to handle expenses between customer payments or if you need money to pay suppliers, a business loan isn’t always the best solution.
Disadvantages of business loans:
Business loans aren’t always the best business financing for your business and can have a number of disadvantages. Consider the following:
- Your business must show 2 to 3 years of audited financial statements showing a profit
- The bushiness owners must have spotless personal credit
- Getting a loan increase is hard. Once you have a loan, you must pay it off to get a new one.
- Loan payment schedules are inflexible. You must pay every month by a given date.
Additional business financing resources:
You can get additional information on our business financing and funding programs by going to our at our Business Finance Center or by calling us at (866) 730 1922. Additional resources:
- Invoice Factoring Resource Center
- Purchase Order Financing Resource Center
- Medical Factoring Resource Center
- Freight Bill Factoring Resource Center
Latest Press Releases
- Invoice factoring helping companies that cannot get a business loan
- Medical factoring helping medical providers and suppliers
- PO financing helping government vendors
- Factoring financing state specific program launched
Interested in business financing? Want a FREE online quote? Please click here. Prefer to get it by phone? Call us at (866) 730 1922 (toll free) now.
